Posts Tagged With: Gift Cards

Simon Mall will stop selling In-store gift cards at several locations

UPDATE – SIMON MALLS IN A FEW CITIES HAVE BEEN SOLD TO ANOTHER PROPERTY AND ONLY THOSE LOCATIONS ARE EFFECTED STARTING TOMORROW INCLUDING RICHMOND, VA WHERE I LIVE

Simon Mall sells gift cards are a great way to manufacture spend. We are able to purchase several thousand dollars of these gift cards at one time and liquidate them using prepaid cards such as Serve and Bluebird to earn miles and points.

I was at the Simon mall location in Glen Allen, VA this morning and my friendly rep handed me the below brochure –

Simon Mall

According to the note this particular Simon mall location will stop selling Gift cards starting March 1st 2016. It is still a few months away but may change the way a lot of us do manufactured spending.

I am not certain if this will be implemented nationwide at every Simon Mall location I guess we will have to wait and see. When I asked the rep reason behind it she was very vague and mentioned that  a new company is probably taking over the gift card division. I guess we will have a better picture here in the next few days.

 

Categories: Manufactured Spending, Simon Mall Gift Cards, Uncategorized | Tags: , , | Leave a comment

Amex Offer – $5 off $25 at Dollar General with 5% Off Ebay Gift Cards

This week, Dollar General is offering 5% off eBay Gift Cards.  Combine it with the current American Express offer of $5 off a $25 purchase at Dollar General (expires tomorrow 8/31) and you can get a really nice discount when purchasing  the gift cards. Make sure you add the offer to your credit card by visiting Amex offers before making a trip to Dollar General

Screenshot 2015-08-30 at 8.22.13 PM

In store only.

Offer expires on 9/7/2015

eBay Gift Cards are great for purchasing discount gift cards and merchandise to resell on eBay.

Categories: Amex offers, Ebay, Gift Cards | Tags: , , | Leave a comment

2.25% Cash Back on AMEX Gift Cards (7/23 ONLY)

For those who would like to take advantage of the offer again. You can use my referral link to sign-up. We both earn $10 after you spend $20

Danny the Deal Guru

The deal is being offered today only, until 11:59PM PST (7/23/2015)! You can get 2.25% cash back on Amex Business Gift Cards when you shop through topcashback.com. If you dont have an account, you can use my referral link (we both get $10 back after you spend $20 or more).

topcash back amex biz gc

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Categories: American Airlines, Gift Cards | Tags: | Leave a comment

Visa Gift card from Giftcards.com

Introduction

Some of us love taking long romantic drive to  Simon mall and purchase gift cards, however, if you are like me who hates doing it then there is  an option to get the gift cards delivered to your house by spending a little bit more via gifcards.com and now with free shipping for a limited time for orders upto $1500.

Description=Young man with mobile phone driving car Model Released CREDT : Fredrik Skold / Alamy

Typical Driver heading to Simon Mall

The Scoop

Giftcards.com sells Vanilla Gift Cards (issued via Bancorp) which you can buy sitting on your laptop sipping coffee. These gift cards will load at Walmart or using your Bluebird or Serve and at Target using the Redbird. There is some work involved using VGC’s as they must be activated online/phone prior to use. Now if you use the promo code SHIPHAPPY you will get free shipping on orders of $1500 or less in Gift Cards. The nice thing about these gift cards is that they would have your name printed on the GC so you do not have to play hide and seek with the cashiers at Walmart/Traget.

hide and seek

Giftcards.com may rescue you from Hide and Seek at walmart by having your name on the GC

giftcard.com fees

The fee structure for buying gift cards online from Giftcards.com

If you choose to pay for shipping at $7.45 it comes in Priority mail and you can order up to $2500 in VGCs (has to be including fees). You also earn G rewards for shopping at giftcards.com and I am exploring more how it works after placing my first order.

Although, readers have reported issues loading Simon Mall Gift cards at Walmart (Dallas Area) so be careful as these stores continuously update systems and loading certain gift cards could be hit or miss. Rule of thumb is never purchase more gift cards until you are certain loading works  otherwise you are stuck with them.

Bottomline

You can now purchase giftcards online from giftcards.com by paying $4.95 purchase fees for a gift card upto $500. The gift cards are VGC and can be loaded at Walmart or Target. Also, you can get gift cards upto $1500 shipped to your house for free using the promocode SHIPHAPPY. 

Categories: Gift Cards, Manufactured Spending | Tags: , | Leave a comment

AAA Visa Gift for $0 purchase fees

While looking around on the AAA website I stumbled upon the Visa gift card landing page hereAccording to the details on the page from May 1st to Jun 30th you could get the Visa gift cards from AAA location without paying any purchase fees. The gift cards are issued by Metabank and they do come with a pin which means these cards can be loaded on to bluebird, serve and redbird. I think this is huge and you could possibly generate a lot of miles and points as there is no limit on how many cards you can purchase (confirmed by calling AAA although ymmv).

Screenshot 2015-06-12 at 12.09.09 AM

I will be heading to my local AAA store tomorrow to buy bunch of gift cards. Although I think this offer may be  available only for the mid-Atlantic region but you can call your local AAA office and confirm. You can find the nearest AAA office by visiting this link. I will update the post with latest data points. Please share with other readers your experience purchasing gift cards from AAA.

Categories: AAA, Gift Cards, Prepaid Cards | Tags: , , | 3 Comments

Target RedCard – DDay Tonight!!! – Will Gift Cards work and my Experiment

We all knew this was coming sooner than later –  As per  a memo released by Target and also reported on several blogs TODAY 5/5 is the last day to load Redcard using Credit card. This may impact several people who relied heavily on redcard for manufactured spending and earn miles and points.

upset

We also know that American express gift cards can be loaded on to Redcard which helps you not only generate free miles and points but also make a profit. Read more on the article hereI did a small experiment today from the $5000 gift cards I purchased from American Express via TopCashbackAt the cash register when loading $500 the cashier asked me if I am using a credit card or a debit card, I told her I am using a credit card; gave her the last four digits of the gift card number and as usual the load was successful. For the next $500 load I told the cashier that I am using a debit card (of course the same American Express gift card) gave her the last four digits of the gift card and bam! The load was successful. I a crossing my fingers that gift cards will work fine as at least today they are being accepted as both credit and debit card and as per the memo only credit cards will not be accepted but debit cards should work fine.

Categories: American Express Gift cards, Gift Cards, Prepaid Cards, Redcard, Top Cashback | Tags: , , | 1 Comment

HOT!!! – 2.5% Cashback on American Express Gift Cards, Citi Prestige and Citi Premier Increased sign up bonus with perks

1. American Express gift cards – Just today Topcashback is offering 2.25% cash back on Amex Business Gift cards. Its great way to make some quick bucks and also earn extra miles and points. I personally used the Chase INK Card to purchase $5000 in gift cards in denomination of $1000 (x5) as Chase offered me  a retention bonus of 10,000 UR points after spending $5000 in three months to offset my $95 annual fees. But you can maximize your earning by using the Barclays Arrival World Elite MasterCard.

Do not use any denominations over $2000 and any promo code as this will not earn any cash back and also avoid using Citi Cards as it could get processed as cash advance. These gift cards can be reloaded onto the Target Prepaidredcard at any Target stores and then you can turn around and payback your credit card or pay other bills.

Amex cash back

The Math on purchasing $5000 in gift cards – 

Gift Cards Value – $5000

Purchase fees – $3.95 x 5 = $19.75

Shipping Fees – $8.95

Total Out of Pocket – $5028.7

You will earn 2.25% cashback on $5000 = 112.50

Your net Profit – Cashback – Purchase Fees – Shipping Fees = $83.8

Not bad for 5-10 minutes of my time!!! We are not done yet –

Now if you use the Barclays Arrival World Elite MasterCard you’d earn 2 Arrival miles on a dollar spent so $5000 on gift cards will help you earn 10,000 Arrival miles which equates to $100 in Travel Credit. So now your net earning will be $83.8 + $100 = $183.8. You’re welcome!!

If you don’t have a Topcashback account you can use my referral link to sign-up we both get $10 back after you spend $20 or more.

2. Citi Increased sign up bonus on Prestige and Premier Card can earn you several thousands in Travel Rewards

In the last two weeks, the Citi Prestige and Citi ThankYou Premier have each increased their sign up bonuses to 50,000 ThankYou Points after spending $3,000 in the first three months. One person can apply for both cards and get 100,000 total Thank You points which is to book up to $1350 worth of airfare through the Citi Travel Center.as long as you apply for the two cards at least eight days apart

Questions this article will answer:

  • What are the differences between the Prestige and Premier?
  • Why would you want both?
  • How can you get both?

What are the differences between the Prestige and Premier?

The Prestige is a premium credit card that competes with cards like the American Express Platinum. The Premier is more of a standard rewards card that competes with cards like the Chase Sapphire Preferred.

Sign Up Bonus

Both currently offer 50,000 ThankYou Points after spending $3,000 in the first three months.

Annual Fee

There’s a huge difference here. The Prestige has a $450 annual fee that is not waived. The Premier has no annual fee the first 12 months, then $95 a year.

Category Bonuses

The Prestige offers 3x on airlines and hotels and 2x on dining and entertainment. The Premier‘s category bonuses are slightly better. It offers 3x on travel and gas. That includes airlines and hotels, but also a lot more. It also offers 2x on dining and entertainment.

Ease of Travel

Both cards have chip technology for global acceptance and no foreign transaction fees.

Value of ThankYou Points

Both cards offer the ability to transfer ThankYou Points to 12 airline and hotel programs. This is the highest value redemption method.

Both also offer the chance to redeem points like cash toward any flight with no blackouts, but the Prestige offers higher value when points are used this way. The Premier‘s points are worth 1.25 cents each toward all flights. The Prestige‘s are worth 1.6 cents toward American Airlines or US Airways flights and 1.33 cents toward all other flights.

If you have both the Premier and Prestige, you can combine the points into one account, which allows for redemptions at the better Prestige rates.

You can earn serious travel rewards using benefits from the two cards

And the travel category now includes a wider range of purchases such as:

  • Airfare
  • Cruises
  • Car Rental Agencies
  • Gas Stations
  • Hotels
  • Parking Garages
  • Public Transportation
  • Taxis
  • Tolls

Other Benefits

This is where the Prestige kills the Premier, and why the Prestige‘s $450 annual fee is more than justified in my opinion. The Prestige offers:

  • $250 per CALENDAR YEAR (so $500 before your second annual fee is due) in airfare or airline fee statement credits. Tickets, award taxes, upgrades, and bag fees all qualify. This more than offsets the first annual fee.
  • $100 statement credit for signing up for Global Entry, which also gives access to TSA Precheck.
  • Lounge access to all Admirals Clubs when flying American Airlines or US Airways. Lounge access to all Priority Pass Select lounges always. For either type of lounge, you can bring in all your under-18 children plus spouse or any two guests.
  • Fourth night free on all hotel reservations booked through Prestige’s travel agency.
  • Three free rounds of golf per year at participating courses.

Why Would You Want Both?

Each has strengths beyond its giant 50,000 point sign up bonus.

The Premier has better category bonuses because all the following are included at 3x: airlines, hotels, gas, car rentals, travel agencies, buses, trains, parking, tolls, bridges, and time shares. The Prestige only offers 3x on airlines and hotels. The Premier also has a lower annual fee, and one that is waived for the first year.

The Prestige has far better benefits like the statement credits, airport lounge access, and higher value of points when redeemed like cash for flights. Plus getting the Prestige can retroactively lift the value of ThankYou Points earned on other cards because those points can now be put into your Prestige account, which has higher value redemption options.

If you have one, you might want the other for its strengths. If you have neither, you might want both to maximize the strengths of both.

You can transfer Thank You Points to partner Airlines and easily get to Europe.

How Can You Get Both?

According to the combined experience of FlyerTalkers, you can be approved for no more than one Citi credit card application in 8 days and no more than two applications in 65 days.

So if you got one of the cards months ago and want the other now, apply.

If you have neither, apply for one now and one in 8+ days. (Unless you recently got a different Citi card like the Citi Hilton card with 60,000 HHonors points. In that case, make sure that at least 65 days have elapsed from your previous application to your second application.)

To avoid all confusion:

OK

Got Prestige 8+ days ago, have no other Citi cards, get Premier today

Have neither card or any other Citi card, get Prestige today and Premier in 8+ days

Got Citi Hilton card 14 days ago. Get Prestige today and Premier in 51+ days. (65 day rule noted above)

Not OK

Get Premier and Prestige on same day

Got Citi Hilton card 14 days ago. Get Prestige today and Premier in 8 days

You may not be instantly approved on your applications. When that happens, your screen should have a number to call Citi for an instant decision. I always call in to speed things up. I doubt you’ll be asked why you want both the Prestige and Premier, but if you are, mention the strengths of the one you don’t have yet.

Make sure you apply for the two cards at least eight days apart

Bottom Line

You can get both the Prestige and Premier and long as you apply at least at least 8 days apart, and potentially further apart if you have another recent Citi application. Getting both cards and meeting their minimum spending requirements would earn at least 106,000 ThankYou Points, and probably more if you maximize the category bonuses. If you redeem  through the Citi Travel Center $1350 worth of airfare. You can apply for both these cards at creditcards.com under Travel and Rewards. This is my affiliate link for creditcards.com and I am  thankful if you ever plan to use it.

My son Zane having a blast on streets of Dubai.

We enjoyed Aquarium in Dubai early this month.

Categories: American Express Gift cards, cheap travel, Citi Credit Cards, Citi Premier, Citi Prestige, Gift Cards, Thank You Points, Top Cashback | Tags: , , , | 3 Comments

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