Posts Tagged With: Cheap Travel

Planning Vacation for Busy Professionals using miles and points

I have several folks who have subscribed to my Travel Coaching Service  and a lot of them are busy professionals such as Software Engineers, Scientists, Business Owners and more. Lets get it straight you could be a professional make a  good income but don’t you feel strapped with both budget and time  when it comes to taking vacation? I tell people for a quality vacation lets fix the money part first and time surprisingly always shows up. And weekend getaway does not have to be  a budget motel and eating food at a buffet restaurant.

JAL Check in

We are able to fly business class for almost pennies. This is before our JAL flight from Dallas-Tokyo for which I paid $100 per ticket and 55000 AA miles.

What Credits cards should busy professional sign-up for?

That’s a broad question and a lot depends on your personal travel goals. I’ve helped  doctors via my travel coaching program plan some fabulous getaways and listening to them made me realize they  work long-hours and  get time off typically when everything is expensive around Christmas, Spring breaks and summer vacations. I make them aware of different credit cards and how the bonuses work as most card require you to complete certain amount in minimum spend to attain the sign-up bonus.  Keep an eye for  limited time higher sign-up bonuses on credit cards and this is when you should jump on the offer as with several banks  especially American Express you can now earn the sign-up bonus once in lifetime.  However, other banks such as Citi and Chase allow you to earn sign-up bonuses on the same product more than once. Personally I signed up for the Chase British Airways Avios card in 2013 ago when they were offering a bonus offer of 100,000 British Airways Avios. I cancelled my British Airways card after 12 months and reapplied for it this year in January when similar offer of 100,000 (still active) popped up. Remember, I had to wait 18 months from the time of receiving bonus (and not cancellation) to qualify for  the bonus second time.

Its OK to have enough miles banked and use them at your disposal but remember award tickets are not always available at a short notice so best is to start early.

DSC_0049

We stayed five nights at an all-inclusive hotel In Jamaica and total cost out of pocket was under $300.

Here is a rundown of some of my favorite credit cards for this month and the bonuses and benefits attached to them.

  1. Chase Sapphire Preferred – 50,000 Bonus points after spending $4000 in three months. If you redeem these points via the Chase Ultimate Rewards portal they are valued at $625 but I see best value in transferring them to United and fly one way Business Class to Europe. You now increased the value of the same 50,000 points to almost $2000. This card has no annual fees first year and the second year is $95. The UR points can be transferred to several airlines such as United, Southwest, British Airways so you will always find some availability to your choice of destination. Th e points can also be transferred to hotel programs such as Hyatt and IHG.
DSC_0200

I transferred my UR points to fly Business Class from Phi-Madrid

2. American Express SPG personal and Business Card – Both these card have an increases sign-up bonus of 35,000 points for a limited time and its the perfect time to get it as the bonus is at the highest its ever been. SPG points are really cool because you can use them to either stay at some fancy properties in Europe as what we did b staying at the Le Meridien Barcelona right in the heart of Las Ramblas. For a three night stay my out of  pocket expense was just a $100 which otherwise would have easily costed me $1000.

 

SPG points can also be transferred to other airlines and for every 20,000 SPG points you transfer you will earn 25,000 airline miles which is an amazing value.

3. Barclaycard Arrival Plus World Elite Mastercard – This is a very unique card. You will earn 40,000 bonus miles after spending $3000 in three months. Now the 40,000 miles are neither airlines miles or hotel points but they are what I call “flexible currency” or simply cash that can be redeemed for any sort of travel expense such as hotels, airline fees, baggage charges and many more. This is really awesome because even when you use miles and points to purchase airline tickets you still have to pay taxes but if the taxes are charged to this card you can redeem it as a travel expense. Also this card is great especially for last minute travel when you are unable to find miles and points redemption available. This card earn you 2X on all purchases everywhere plus you get 120 days to redeem a travel charge which is a a nice feature.

Capital one has the Venture Rewards card very similar to Barclay Arrival World Elite Mastercard so if a couple applies for both  the Barclay Arrival Plus World Elite Mastercard and the Capital one Venture card they will earn almost $2000 in anyways travel money which is huge. Neither cards charge an annual fees the first year. I highly recommend this card for spontaneous vacation or to negate taxes and fees.

IMG_1475

At Ferrari World Abu Dabhi

Next Steps?

Well if you are busy then you should definitely consider enrolling in my Travel Coaching program for a small fees to learn insights of the reward programs. We will discuss a game-plan to get you to your next destination for almost pennies. This way you would not have to spend countless hours figuring out everything yourself and remember things change so fast in the world of miles and points and getting the right information is the key to save thousands of dollars.

Categories: Credit cards, Miscellaneous, Uncategorized | Tags: , , | Leave a comment

Fly to South Africa then to Europe for $385

Via Secretflying.com you can fly off from several cities in the USA such as Dallas, NYC, Philadelphia and more to Johannesburg, South Africa and later over to Warsaw, Poland for a super cheap fare. Th example here from Google Flightsshows flight out of Dallas to be around $385. Other cities such as NYC and Philadelphia are pricing out ~$550 but play around with the dates and you may be able to get lower fares.

Qatar SA Europe

DATES:
Availability from November 2016 to January 2017

Categories: cheap travel, Mistake fare, Uncategorized | Tags: , , , , | Leave a comment

How I booked Three Business Class tickets to Japan & India for just $150

Introduction

Lets get to the bottom-line. I booked three one-way business class tickets to Japan and on wards to India for a total of $150 (snapshot below of my wife’s CC bill shows three tickets purchased for $48.20 each) while using 70,000 American Airlines miles each way .

Screenshot 2016-01-10 at 2.43.21 PM

$48.20 for each Business class ticket from USA to Japan and onward to India

The tickets usually sell retail at $4000 + each (snapshot below) so this was a great way to redeem miles and simply fly business class on an Amazing Japan Airlines product for just $50 a pop. Guess what at that price my 20 month old son had his own seat!!

Screenshot 2016-01-10 at 2.51.23 PM

JAL Check in

Getting Spoiled at a young age

We thoroughly enjoyed the business class experience from the complimentary lounge access to the amazing food and staff of JAL airlines.

How can anyone do it?

That’s right anyone can do this kind of luxurious travel while paying pennies. I signed up for the AA executive credit card last year when the bonus was 100K AA miles. Citi at that time allowed multiple approval in span of 60 days for the same product and I quickly amassed a huge stash of AA miles (half a million to be precise). I offer free credit card consultation to anyone who is interested in traveling around the world for pennies like we’ve been now doing it for a long time. Feel Free to contact me over the website or by leaving a message below.

Fun In Japan

We stayed at the Hilton Narita Airport Hotel which has a free shuttle pick-up from the Airport every 30 minutes and transfer was very smooth. I used a total of 16000 Hilton points and ~9000 JPY (~$80 USD) total for a two night stay. You can sign-up for the Citi Hilton credit card to earn 60K Hilton points and a free silver status, although I recommend waiting to apply when the sign-up bonus is 80K.

Hilton stay

Zane loving hot dinner at the Hilton Narita after a long flight

We had free breakfast at Hilton due to Diamond Status with Hilton saving us several hundred dollars in meal expenses especially in a city like Tokyo were things can get expensive.

Hilton Bfast

My Hilton Diamond Status gets me free breakfast at Hilton’s worldwide

I booked a 6 hour  private Tokyo city tour  for USD $250 using the website toursbylocals.com and our tour guide Izumi was excellent and very friendly. I charged the $250 on my Capital one venture Credit card and was able to claim all of it as a Travel Credit. Capital One venture card comes with a sign-up bonus of 40,000 Reward points which is good towards $400 in Travel related expenses and you earn 2X points on all purchases.

 

I am in absolute love with Japanese food and culture. Tokyo s very well connected via the subway system  and its very easy to around. The people are so friendly and humble. We visited the Meiji Shrine, Sensoji Temple and a bunch of shopping district for one-day we were there. Street food is inexpensive and extremely delicious.

 Conclusion

We had an amazing family trip to Japan flying Business class in Japan Airlines and staying at a nice hotel while paying pennies. I’d love to get you started on your travel journey and travel around the world as several of my friends, family and clients have been able to do it. Shoot me an email to get you started for an absolutely free consultation.

 

Categories: American Airlines, cheap travel, free travel, JAL AIrlines, Uncategorized | Tags: , , , | Leave a comment

Get 5 Hotel Nights + 50,000 Miles from Two Credit Cards

There is less than one week left for the temporarily increased 30,000 point sign-up bonuses for the Starwood Preferred Guest® Credit Card Amex and Starwood Preferred Guest® Business Amex, and so to encourage those on the edge or planning a vacation I wanted to share what I think is potentially the very best use of those points in case it may help get your wheels turning on what you could do for your family.  Since we are firmly back in the “little kid” stage for many years to come, we are now focused on  easily attainable family-friendly options.

If you are in a similar position, or even in a totally different phase of life, the Starwood Nights and Flights program is something that might be the perfect way to cover a big chunk of hotel and airfare costs for your next vacation.

nights-and-flights

SPG Award Nights and Airline Miles via Nights and Flights:

I think that SPG “Nights and Flights” is the most under-discussed gem of all SPG point redemption options.  Nights and Flights allow you to redeem SPG points for a combination of frequent flyer miles and hotel nights.  It’s kind of like a vacation package of sorts using points.  With Nights and Flights, you can redeem 60,000 SPG points for 50,000 airline miles plus five award nights at a Category 3 hotel or resort.  With Nights and Flights II, you can redeem 70,000 SPG points for 50,000 airline miles and five free nights at a Category 4 hotel or resort.  There are Category 4 hotels located in lots of great cities like: Scottsdale, Avon/Vail Valley, San Diego, New Orleans, Las Vegas, Asheville, Vancouver, Los Cabos, Kailua-Kona, Orlando (on Disney property), Sydney, and Hong Kong.

Let me put this deal another way…you can use the 70,000 points to not only get five free nights at a Category 4 hotel or resort (normally 10,000 points per night), but you also get 50,000 airline miles.  If the hotel you want is in the contiguous US or Canada, that means that you and your partner can use the 50,000 miles to each fly for free on saver award tickets on an airline like American Airlines, and then have five free hotel nights at your destination.  That is incredibly valuable from roughly just two credit card sign-ups!  I think this truly is the “hidden gem” of all SPG redemption options.

Get Over $2,200 in Hotels and Flights From Two Credit Cards:

As an example, if you have been looking to take your family to Disney World you can use SPG points to stay at the Walt Disney Swan or Walt Disney Dolphin Resorts that are located on Disney property and within walking or boat distance of both Epcot and Disney Hollywood Studios.

dolphin-swan-hotels

Walt Disney Swan Dolphin

Via Nights and Flights you can stay at either of those resorts for five nights and then have 50,000 airline miles deposited into your airline account of choice with a program such as Alaska Airlines, Air Canada, American Airlines, Delta, British Airways, and more.  You can use the 50,000 airline miles for the same trip as your hotel redemption, or save them for whatever you want to use them on in the future.

I priced out a five night stay in a standard room at the Walt Disney World Swan (a Westin) from May 9 – May 14 2016, and the lowest price on the SPG website was a non-refundable stay that rang in at $1,740.  If you wanted a refundable reservation that would cost you $1,795.  Those are huge numbers!

Screenshot 2015-09-11 at 11.58.08 PM

Airfare for those same dates on American Airlines from Houston to Orlando currently starts at $275 round trip each, so $550 for two people.  However, there is saver award availability for 25,000 miles each on American Airlines flights.

In this very random example, using 70,000 SPG points via Nights and Flights would save you over $2,100 in hotel and airfare costs for a Disney vacation!

How to Quickly Get 66,000 SPG Points:

To get these SPG points quickly, if you and your partner both get the Starwood Preferred Guest® Credit Card Amex while the sign-up bonus is at 30,000 points (through 9/14/15), you would each have at least 33,000 SPG points after meeting the minimum spending requirement.  Since SPG allows you to combine points for free with anyone who shares your household address, you and your partner could easily have at least 66,000 SPG points just from each getting one credit card.  Earn just 4,000 more points between the two of you and you would have enough for five nights of hotel and 50,000 airline miles as described above thanks to Nights and Flights!

Note that Nights and Flights are only available for Category 3 and 4 hotels, they must be requested at least 14-30 days in advance (depending on the airline of choice), and the selected airline must have a 1:1 points transfer option from SPG.

Categories: American Express, Citi Credit Cards, SPG | Tags: , , , | 1 Comment

Super Deal Alert – Philly to Las Vegas $36 each way

Crazy Streets of Las Vegas

Getting to Sin City the cheap way

There is an amazing sale on American/US Air flights from Philly to Las Vegas and a couple more west coast cities. This super duper deal may not long last so if you have never been to Vegas you can escape there for just $36 from Philly. You can use Google Flights to see all available dates. Below is a random search I performed for  August 29th and results are below –

Screenshot 2015-08-14 at 7.47.50 PM

Cheapest fares I’ve seen to Vegas from Philly

I am seeing availability on several days from August thru November but again this super sale may not last long.

Categories: American Airlines, cheap travel, Las Vegas | Tags: , , | Leave a comment

All about Curry Omelette and Global Entry

Introduction

The past weekend we drove to Newark/NJ to accomplish a lot of things – Attend a reception party, show in-laws NYC, Global Entry interview at Newark Airport and last but not the least is enjoy curry omelette at Embassy Suites Newark Airport.

The Scoop

The past weekend  we were scheduled to attend a reception party in New Jersey of our close friends. I am in the process of re-qualifying GOLD with Hilton (That gets you complimentary upgrades, FREE Breakfast, more bonus points and a lot more goodies). The gold status is awesome as a typical buffet breakfast in these hotels can easily cost $20 or more per person and the cost is even higher while staying at Hiltons in Europe. I recently applied for the Citi Hilton Visa Signature card that for a limited time has an increased sign-up bonus for 75000 HHonors points. I wrote a post on it few days ago. The holders of the credit card automatically get Silver Status with Hilton which is not too shabby for a no-annual fee credit card. And, with just four stays you can qualify to be GOLD with HIlton.

hilton breakfast

Specially designed Curry Omelette for the Desai clan at the Embassy Suites Newark

I used 24,000 HHonors points and $150 cash to book two nights at the Embassy Suites Newark Airport. The cash only stay was $259 per night so definitely a good use of Hilton points and cash option for decent savings. Obviously I charged the $150 on my favorite Barclay Arrival World Elite Mastercard so the cash portion will cost me even less after redeeming for travel credit. I always enjoy staying at Embassy Suites especially for the Complimentary Evening reception (free booze and snacks) and the awesome breakfast buffet with the Omelette station. The chef surprised me with a special Curry Omelette loaded with veggies something not on the regular menu. The omelette was DA BOMB!!!  If you happen to be stay at Embassy Suites Newark Airport do ask the chef to prepare the curry omelette for you from his stack of secret recipes.

Another reason I chose to stay at this hotel is because they have free airport shuttle and it made getting to Newark Airport for our Global Entry appointment  that much easier (FREE). I have two credit cards in my stash – Citi Executive Credit card and the Citi Prestige credit card that both waive off $100 fees for Global Entry (includes TSA-precheck). I charged both of our fees (wife and I) on the two cards. The interview  was straight forward and took us max 10 minutes.

precheck

Happy faces after successful Global Entry Interview

I am ought to love global entry – No more taking off clothes at airport, Laptop remains in bag, quick access lines and you do not have to face a custom agent after arriving back in the US while traveling internationally. More benefits of Global Entry can be found hereOverall it was a fun and hectic weekend but the infamous Curry Omelette definitely took my breath away and I may stay again at the Embassy Suites Newark Airport just for it!!!

travel like a boss

Ready to Travel like a boss using TSA precheck and Global Entry

Would you like to Travel the world for pennies? Shoot me an email to help you get you started with my TRAVEL COACHING PROGRAM. I will help you save thousands while turning your travel dreams  into reality.

Categories: Embassy SUites, Food, Global Entry, Hilton, TSA Precheck | Tags: , , , , , | Leave a comment

Crazy cheap one-way flights from either Boston or Baltimore to Paris, Amsterdam, Dublin or Copenhagen for $99

WOW Airlines is having super crazy fares to Europe for flights flying out of Boston/Baltimore. You can reach Paris for just $99 from Boston and Baltimore !!! Below are a few sample fares.

Wow Air

DEPART:
Boston/Baltimore, USA

ARRIVE:

Paris, France
Amsterdam, Netherlands
Dublin, Ireland
Copenhagen, Denmark

DATES:

Availability from October 2015 to March 2016

The WOW Air website conveniently allows you to search through each week with a single click so there is no need for a list of example dates from us.

Please note these fares are only good for flight originating  from US. The return flights are slighly more expensive. But you can always use miles earned on other programs to book your return flight. Is anyone up for a weekend in Paris?

weekend in paris

Categories: cheap travel, Europe, WOW Air | Tags: , | Leave a comment

Nationwide – One-way fares from $23-$34 on Spirit Airlines

1. Spirit Airlines has one way-fares for $23-$34 each way for select dates on many of their routes in July and August 2015. However, you need to act fast and make your reservation by tonight i.e. by 11:59 pm on June 30th. 

spirit sale 1

We are in Richmond, VA and I like the fares from Baltimore/Washington DC to Chicago for $53-$58 one-way. Also, you can get to Orlando from Atlanta each way on select dates next month,.

spirit sale 2

Some great fares if you have travel plans for next month

Terms and Conditions:

All fares must be booked on spirit.com by 11:59PM on June 30, 2015 for travel on the dates as specified by individual market and by market direction on nonstop flights only. Fares valid on select dates in July 2015 and August 2015. Fares are based one-way. Fares may be combined with other valid and applicable Spirit Airlines fares on other dates of travel. Lower fares generally available at the airport and all fares are subject to availability. You must be a member of the $9 Fare Club to receive the member fares. To become a member of Spirit Airlines $9 Fare Club, click here for membership details and Terms and Conditions. Not all markets are operated on a daily basis during the travel period, or necessarily for the entire travel period — please see http://www.spirit.com for details.

Categories: cheap travel, Spirit Airlines | Tags: , | 1 Comment

Flying to Florida from Richmond for pennies is easier than you think

Florida as we know is  a poplar destination for tourists and it will always cost you serious dough to purchase tickets flying out of Richmond. I will share with you how a family of three can get to  Florida for almost free!!

Allegiant Air is a lesser known American low-cost airline owned by Allegiant Travel Co. that operates scheduled and charter flights. They flight in and out of many popular destination and you can check the entire list here This article focuses on  outbound flights from Richmond. You can also check out their interactive route map here

How to Book?

Allegiant air fly’s out of Richmond to Tampa Bay area (PIE). I put in random dates for travel as you can see in the screenshot below

Screenshot 2015-04-26 at 11.44.31 AM

There are limited option as Allegiant air operates only couple of days a week out of Richmond so to enjoy the savings your schedule has to be flexible. I am able to score departing tickets from RIC to Tampa Bay area (PIE) for $75 and a return from PIE to RIC for only $69. You can play around with the website, punch in different dates and most one way fares are in the range of $60-$90 which is a great deal.

How to book this deal for free?

If your schedule is flexible you can easily get a return ticket from RIC-PIE for approximately $150. However, if you apply for the Capital One Venture Rewards Credit Card and spend $3000 in purchases within the first three months you will earn 40,000 miles sign-up bonus which equates to $400 in travel credit and also the credit card earns 2X miles on purchases everywhere which really helps you earn travel credit that much quicker. Taking in consideration the sign-up bonus of 40,000 miles and the $3000 you will have to spend to earn that bonus your total miles after completing the minimum spending is 46,000 miles (2X earning on $3000) which is $460 in travel credit that can be redeemed for any travel expenses such as airline, hotel etc.

Let’s say you  purchase three return tickets from RIC-PIE at an average cost of $150 per return ticket – your out of pocket total cost will be $450. But if you charge the tickets on Capital One Venture Credit card your total cost will now be $0 as  the earned bonus (46,000 miles of $460 travel credit) can be used to offset  airline expense. The Capital One Venture card also has  several added benefits such as no annual fees the first year (second year $59), no foreign transaction fees, the miles never expire plus 100% free Capital One® Credit Tracker to see your monthly credit score anytime. I think these are some great benefits along with travel rewards this card offers.

Potential drawback of flying Allegiant?

As I mentioned before Allegiant is a low-cost airline. They offer you cheap airfare and if you are a light traveler you will not have to pay anything extra. However, Allegiant will charge you baggage fees and the details are here. But, you can charge the baggage charges  to  Capital One Venture card and later on redeem it for a travel credit essentially not paying anything for it either.\

Categories: Allegiant Air, Capital one, cheap travel, Florida, free travel | Tags: , , , , | Leave a comment

HOT!!! – 2.5% Cashback on American Express Gift Cards, Citi Prestige and Citi Premier Increased sign up bonus with perks

1. American Express gift cards – Just today Topcashback is offering 2.25% cash back on Amex Business Gift cards. Its great way to make some quick bucks and also earn extra miles and points. I personally used the Chase INK Card to purchase $5000 in gift cards in denomination of $1000 (x5) as Chase offered me  a retention bonus of 10,000 UR points after spending $5000 in three months to offset my $95 annual fees. But you can maximize your earning by using the Barclays Arrival World Elite MasterCard.

Do not use any denominations over $2000 and any promo code as this will not earn any cash back and also avoid using Citi Cards as it could get processed as cash advance. These gift cards can be reloaded onto the Target Prepaidredcard at any Target stores and then you can turn around and payback your credit card or pay other bills.

Amex cash back

The Math on purchasing $5000 in gift cards – 

Gift Cards Value – $5000

Purchase fees – $3.95 x 5 = $19.75

Shipping Fees – $8.95

Total Out of Pocket – $5028.7

You will earn 2.25% cashback on $5000 = 112.50

Your net Profit – Cashback – Purchase Fees – Shipping Fees = $83.8

Not bad for 5-10 minutes of my time!!! We are not done yet –

Now if you use the Barclays Arrival World Elite MasterCard you’d earn 2 Arrival miles on a dollar spent so $5000 on gift cards will help you earn 10,000 Arrival miles which equates to $100 in Travel Credit. So now your net earning will be $83.8 + $100 = $183.8. You’re welcome!!

If you don’t have a Topcashback account you can use my referral link to sign-up we both get $10 back after you spend $20 or more.

2. Citi Increased sign up bonus on Prestige and Premier Card can earn you several thousands in Travel Rewards

In the last two weeks, the Citi Prestige and Citi ThankYou Premier have each increased their sign up bonuses to 50,000 ThankYou Points after spending $3,000 in the first three months. One person can apply for both cards and get 100,000 total Thank You points which is to book up to $1350 worth of airfare through the Citi Travel Center.as long as you apply for the two cards at least eight days apart

Questions this article will answer:

  • What are the differences between the Prestige and Premier?
  • Why would you want both?
  • How can you get both?

What are the differences between the Prestige and Premier?

The Prestige is a premium credit card that competes with cards like the American Express Platinum. The Premier is more of a standard rewards card that competes with cards like the Chase Sapphire Preferred.

Sign Up Bonus

Both currently offer 50,000 ThankYou Points after spending $3,000 in the first three months.

Annual Fee

There’s a huge difference here. The Prestige has a $450 annual fee that is not waived. The Premier has no annual fee the first 12 months, then $95 a year.

Category Bonuses

The Prestige offers 3x on airlines and hotels and 2x on dining and entertainment. The Premier‘s category bonuses are slightly better. It offers 3x on travel and gas. That includes airlines and hotels, but also a lot more. It also offers 2x on dining and entertainment.

Ease of Travel

Both cards have chip technology for global acceptance and no foreign transaction fees.

Value of ThankYou Points

Both cards offer the ability to transfer ThankYou Points to 12 airline and hotel programs. This is the highest value redemption method.

Both also offer the chance to redeem points like cash toward any flight with no blackouts, but the Prestige offers higher value when points are used this way. The Premier‘s points are worth 1.25 cents each toward all flights. The Prestige‘s are worth 1.6 cents toward American Airlines or US Airways flights and 1.33 cents toward all other flights.

If you have both the Premier and Prestige, you can combine the points into one account, which allows for redemptions at the better Prestige rates.

You can earn serious travel rewards using benefits from the two cards

And the travel category now includes a wider range of purchases such as:

  • Airfare
  • Cruises
  • Car Rental Agencies
  • Gas Stations
  • Hotels
  • Parking Garages
  • Public Transportation
  • Taxis
  • Tolls

Other Benefits

This is where the Prestige kills the Premier, and why the Prestige‘s $450 annual fee is more than justified in my opinion. The Prestige offers:

  • $250 per CALENDAR YEAR (so $500 before your second annual fee is due) in airfare or airline fee statement credits. Tickets, award taxes, upgrades, and bag fees all qualify. This more than offsets the first annual fee.
  • $100 statement credit for signing up for Global Entry, which also gives access to TSA Precheck.
  • Lounge access to all Admirals Clubs when flying American Airlines or US Airways. Lounge access to all Priority Pass Select lounges always. For either type of lounge, you can bring in all your under-18 children plus spouse or any two guests.
  • Fourth night free on all hotel reservations booked through Prestige’s travel agency.
  • Three free rounds of golf per year at participating courses.

Why Would You Want Both?

Each has strengths beyond its giant 50,000 point sign up bonus.

The Premier has better category bonuses because all the following are included at 3x: airlines, hotels, gas, car rentals, travel agencies, buses, trains, parking, tolls, bridges, and time shares. The Prestige only offers 3x on airlines and hotels. The Premier also has a lower annual fee, and one that is waived for the first year.

The Prestige has far better benefits like the statement credits, airport lounge access, and higher value of points when redeemed like cash for flights. Plus getting the Prestige can retroactively lift the value of ThankYou Points earned on other cards because those points can now be put into your Prestige account, which has higher value redemption options.

If you have one, you might want the other for its strengths. If you have neither, you might want both to maximize the strengths of both.

You can transfer Thank You Points to partner Airlines and easily get to Europe.

How Can You Get Both?

According to the combined experience of FlyerTalkers, you can be approved for no more than one Citi credit card application in 8 days and no more than two applications in 65 days.

So if you got one of the cards months ago and want the other now, apply.

If you have neither, apply for one now and one in 8+ days. (Unless you recently got a different Citi card like the Citi Hilton card with 60,000 HHonors points. In that case, make sure that at least 65 days have elapsed from your previous application to your second application.)

To avoid all confusion:

OK

Got Prestige 8+ days ago, have no other Citi cards, get Premier today

Have neither card or any other Citi card, get Prestige today and Premier in 8+ days

Got Citi Hilton card 14 days ago. Get Prestige today and Premier in 51+ days. (65 day rule noted above)

Not OK

Get Premier and Prestige on same day

Got Citi Hilton card 14 days ago. Get Prestige today and Premier in 8 days

You may not be instantly approved on your applications. When that happens, your screen should have a number to call Citi for an instant decision. I always call in to speed things up. I doubt you’ll be asked why you want both the Prestige and Premier, but if you are, mention the strengths of the one you don’t have yet.

Make sure you apply for the two cards at least eight days apart

Bottom Line

You can get both the Prestige and Premier and long as you apply at least at least 8 days apart, and potentially further apart if you have another recent Citi application. Getting both cards and meeting their minimum spending requirements would earn at least 106,000 ThankYou Points, and probably more if you maximize the category bonuses. If you redeem  through the Citi Travel Center $1350 worth of airfare. You can apply for both these cards at creditcards.com under Travel and Rewards. This is my affiliate link for creditcards.com and I am  thankful if you ever plan to use it.

My son Zane having a blast on streets of Dubai.

We enjoyed Aquarium in Dubai early this month.

Categories: American Express Gift cards, cheap travel, Citi Credit Cards, Citi Premier, Citi Prestige, Gift Cards, Thank You Points, Top Cashback | Tags: , , , | 3 Comments

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