Chase

Over 500 Marriott Hotels changing categories

Marriott just announced that over 500 properties are now moving to a different category (some higher and other lower).

Here is a link to the announcement from Marriott

http://www.marriott.com/marriott-rewards/member-benefits/2016-category-update.mi

Points Reward for 1 Night Stay

Marriott has 9 tier award and the tier 1 hotels can be redeemed for 7,500 points and saver awards for 6000 per night. The top tier category is tier 9 and a one night stay at these hotels cost a whopping 45,000 point and 40,000 point using saver awards. Also remember if you Redeem 4 Nights. Get the 5th Night FREE!

1 7,500 6,000
2 10,000 7,500
3 15,000 10,000
4 20,000 15,000
5 25,000 20,000
6 30,000 25,000
7 35,000 30,000
8 40,000 35,000
9 45,000 40,000
Harbor_East_0014_Marriott_evening

Baltimore Marriott Waterfront will now cost lesser points as it drops from Category 8 to 7

 

 

Right now is a good time to apply for the Chase Marriott Rewards Premier Credit card as it will earn you 80,000 bonus points after you spend $3000 in the first three months from account opening. Also,  earn additional 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening. That is almost 90,000 points which can be used for FREE 12 nights or more at Tier 1 Hotels worldwide. The card does have an annual fees of $85 that is not waived.  Another HUGE benefit from the card is that you Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date which very well justifies the $85 annual fees.

 

 

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$100 Lowes Giftcard for $90 at Staples starting Nov 29th

I love shopping st Staples and especially using my Chase Ink Business card because it earns me 5X Ultimate Rewards points on all purchases at office stores. Ultimate Rewards are awesome and extremely valuable as you can transfer them to several travel partners such as United, Singapore Airlines, British Airways, Amtrak, Southwest, Virgin Atlantic, Korean Air and hotel programs such as Hyatt and IHG.

Starting tomorrow Staples will be selling $100 Lowes GC for $90 – a saving of 10% plus you will earn 450 UR points on purchases. You can further maximize your earning by using shopping portals, checkout best rates at cashbackmonitor.com. I will probably use the UR portal as it will let me earn additional 2X at Staples making it a 7X return which is awesome with a $10 discount on each GC.

 

Screenshot 2015-11-28 at 9.35.11 PM

If you have home renovations or other expenses coming up at Lowes then it may be worth stocking up on these GC.

Earn a lot of UR points every year and do what I did – Transfer them to Hyatt and IHG to stay at Hotels around the worldwide for FREE!!

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Our  “almost free” Oceanfront Suite at Holiday Inn Montego Bay Jamaica. Some of the points where earned using UR

 

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Enjoying a fancy meal at one of the restaurants in Holiday Inn Montego Bay

BTW, if you are looking to apply for new credit cards all Chase cards that earn UR have increased sign up offer for a limited time –   Chase Sapphire Preferred (bonus 50,000 points), Chase INK PLUS Business Card (60,000 points)

I offer FREE Credit Card Consultation to help you plan your next trip. Feel free to contact me using the form below.

Categories: Chase, Staples, Ultimate Rewards Points | Tags: , , | Leave a comment

CHASE INK PLUS OFFERING 60,000 BONUS POINTS and INK CASH $300 Bonus Cash back

As you may have seen, the Chase Ink cards have increased their sign-up offers today for a limited time.  Both of these cards have one of my very favorite bonus payouts for routine purchases at 5x points per dollar at office supply stores, on cellular phone charges, landline, internet and cable TV services (annual $25,000 5x max on the Cash version of the card, annual $50,000 5x max on the Plus version of the card).

chase 60 k

Ink-Cash-bonus

Ink Cash® Business Credit Card: Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening

Ink Plus Business Credit Card: Earn 60,000 points after you spend $5000 in the first 3 months, $95 annual fee

In my view, the main difference between the two cards (other than the sign-up bonus) is that the Ink Cash has no annual fee whereas the Ink Plus has a $95 annual fee.  Additionally, the points earned from the Ink Cash are transferable to Ultimate Rewards hotel and airline partners only if you also have the Ink Plus or the Chase Sapphire Preferred® Card.  If you do have one of those cards you can choose to use the $300 bonus cash back Ink Cash sign-up bonus as 30,000 points that you transfer to United, Hyatt, or your Ultimate Rewards partner of choice.

The most common sign-up bonus for the Ink Cash is 20,000 points while the most common sign-up bonus for the Ink Plus is 50,000 points, so this is a great time to pull the trigger on either if you want to get as many points for your sign-up bonus as possible.

Do keep in mind these are small business cards and that reports coming from those who have recently applied for Chase cards are that things are a bit tighter than they used to be.  That said, good luck if you choose to go for one of these cards – I know we love them both for their 5x bonus categories as well as of course for the increased sign-up bonuses!

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British Airways 100,000 Avios Offer is back!!

British Airways 100K Offer

For a limited time you can really earn some big miles and use them for a lot of free travel. Chase has raised the offer to 100,000 Avios on the British Airways Visa Credit Card

Screenshot 2015-09-17 at 11.03.47 PM

To receive the full 100,000 Avios bonus, there are three tiers of spending requirements to meet. You will receive 50,000 Avios after spending $2,000 in 3 months, an additional 25,000 Avios if you spend $10,000 in 12 months, AND an additional 25,000 Avios if you spend $20,000 in 12 months. The annual fee is $95.

While I wish you could receive the full 100,000 with one simple minimum spend, it’s nice that you have 12 months to meet the 2nd and 3rd tiers. Even if you just committed to spending $10,000 in 12 months, you would receive 75,000 Avios. That’s a lot of Avios.

Can you apply? 

The terms on the application say that you’re eligible to apply and receive the bonus if you don’t currently hold the BA card, and it’s been 24 months from the last time you received a bonus on the card.

Note: If you don’t have the Chase Sapphire Preferred® Card, you may want to apply for it first, since it’s a harder card to get approved for now.

Other Benefits

You will earn 3x Avios per $1 on British Airways purchases and 1x on all other spending. There are no foreign transaction fees and it’s equipped with smart chip technology, so it’s good for international use. The British Airways card is also a Visa Signature card, which comes some sweet additional benefits likefree wine tastings.

If you spend $30,000 in a calendar year on your British Airways Visa, you will receive the Travel Together Ticket. This ticket lets you bring a passenger on an award ticket for the Avios price of one, but you will still have to pay the fuel surcharges and fees.

Here are the full marketing details on the British Airways Visa Signature® Card:

  • 50,000 bonus Avios after you spend $2,000 on purchases within the first 3 months of account opening.
  • Plus earn an additional 25,000 bonus Avios when you spend $10,000 on purchases for a total of 75,000 bonus Avios.
  • Plus earn another 25,000 bonus Avios when you spend a total of $20,000 on purchases within your first year for a total of 100,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.

Why I love Avios

It’s true that British Airways has recently devalued their award chart for premium cabin flights. That being said, I usually only burn my Avios for short haul flights. BA has a distance =-based chart, so short flights are a darn good deal.

I can fly Richmond to New York for only 4,500 Avios and $5. Or, I can fly to Chicago for 7,500 Avios. I’ve also used my Avios for cheap flights to Mexico from Miami for only 7,500 Avios and $25 one-way. So basically you could earn 20 one-way tickets from Richmond to NYC from just one credit card sign-up.

cancun

Celebrating Babymoon in Cancun at Secrets Vine Resort. Thank you Avios Photo Courtesy : MonicaLopez Photography, Cancun

Avios are great for getting to Hawaii on Alaska or American airlines from the east coast. You book LAX to Maui for only 12,500 Avios and $25 one-way.

Screenshot 2015-09-17 at 11.16.31 PM

Get to Hawaii for just 12,500 miles one-way from West coast

You can also get cheap flights to the Caribbean from the west coast with Avios. Miami to San Juan, Puerto Rico is only 7,500 Avios and $5.

And don’t forget the popular Boston to Dublin route on Aer Lingus that’s only 25k Avios round-trip in economy.

If you do now worry about the heft Fuel surcharge that British Airways charges on Award tickets you can consider using you Avios and the companion ticket to fly First Class From North American to Europe. The fuel surcharge will run approximately $1000 per award ticket and you would also pay the same on the free companion ticket. So basically two tickets in Firts Class will cost you 120,000 Avios and $2000. If you are an expert manufacture spender you know the tricks to drop the cost of $2000 to almost half. You can fly hapily in the BA First class and enjoy loungs access and other goodies as my friend Steve and his family did on a recent trip to Italy

Bottomline

Chase has raised the offer to up to 100,000 Avios on the British Airways Visa card for a limited time. If you’re eligible for the card, it’s one that deserves consideration since Avios can be very valuable. They aren’t my favorite award points, but they are up there because of how practical they are. If this offer is right for you, the link to apply and view all the details is below. Remember, only apply for credit cards if your credit score is in good condition, and you’re comfortable with the minimum spending requirements.

Categories: British Airways, British Airways Avios, Chase, Credit cards | Tags: , , , | Leave a comment

Stay 25 Free nights at Hotels worldwide using sign-up bonus from two cards!!

Introduction

By utilizing a couple of awesome limited time increased sign-up bonus offers from Citi and Chase you can score almost 25 FREE nights at Hilton and Marriott hotels worldwide. I will show you exactly how it can be done.

The Free Night Scoop

  • Chase Marriott Premier Rewards Card – Chase has increased the sign-up bonus on the Marriott Rewards card  to 80,000 points after spending $3,000 in 3 months. This is the highest point offer I’ve ever seen on the Marriott Rewards Premier card. This card does charge you annual fees of $85 and is not waived for the first year.

Here is the fine print of the offer –

Marriott Rewards Premier Credit Card Application
  • Limited Time! Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • The fastest way to earn Marriott Rewards points towards free nights
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
  • All for an $85 Annual Fee
Marriott category

Marriott Category and 5th night Free

You can book Marriott Category 1 hotel for 7,500 reward points or 6,000 PointSavers rewards.  The 75,000 points you earn from sign-up bonus can be used for staying 10 nights at a category 1 Marriott Hotel worldwide and if you are able to books rooms using the 6,000 PointSavers rewards that will be even more nights. But remember, Marriott has this awesome offer – when you redeem 4 award nights , your fifth night is free!!! To top it there are no blackout dates. With the 5th night free promotion you can maximize the redemption value and get most from this card. You can find all the category 1 Hotels that Marriott offers here – Link

There are more than 200 category 1 Marriott Hotels worldwide including several in Mexico, Caribbean and Europe

fairfield los cabos

Fairfield Inn, Los Cabos, Mexico is a Category 1 Hotel and looks very good!!

You could visit Los Cabos, Mexico and stay at the Fairfield Inn that has excellent reviews on TripAdvisor

Courtyard Marriott Banglore

Courtyard Marriott Bengaluru (Banagalore, India)

You could also visit India and stay at The Fairfield by Marriott in the vibrant city of Bengaluru (Bangalore). The list of category  hotel is quite extensive and I feel the increased sign-up bonus from the Chase Marriott Premier card can really help you save big money!!!

The card also offers  1 Free Night Stay at a Category 1-5 location every year after your account anniversary date that very well justifies the annual fees of $85. You could stay at the beautiful Marriott in Costa Rica, San Jose using your card anniversary free night certificate!!

costa rica marriott

Costa Rica Marriott, San Jose a great way to redeem your free Anniversary night

  • Citi Hilton HHonors Visa Signature card – Citi has also increased the sign-up bonus on the HHonors Visa Signature card to 75,000 Hilton points. The typical offer on this card is 40,000 points and Citi did roll out another offer for 65,000 points few months ago which is when I signed up for the card so definitely this is one of the best offer on this card with NO ANNUAL FEES. 

Citi®+Hilton+HHonors™+Visa+Signature®+Card

Here is a summary of the card benefits –

  • Limited Time: Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember
  • No annual fee.

You may notice this no-annual fee card will automatically give you silver status (better chance for upgrade, some freebies and extra HHonors points). Also, no annual fees card are great as you don’t have to worry about cancelling the card when the annual fees is due that can help you establish long term relationship with the bank which is a key in this game!!!

fifth night promo hilton

Hilton 5th night promotion for Silver, Gold and Diamond members

Hilton offers free 5th night for Silver, Gold and Diamond member and by holding this card you automatically qualify for this promotion as you earn silver status. You can read more about the free night promo here – Link

Hilton-HHonors-Award-Chart

Hilton award chart

You can book category 1 Hilton Hotels for just 5,000 HHonors points. The  75,000 bonus points  equates to 15 nights at Category 1 Hilton Hotel worldwide. Here is a link to all the hotels in this category – LINKThere are almost 50 hotels to choose from. You should try to use the 5th night free promotion to gain most from this deal.

Hilton Pyramid Gold Resort

Hilton Pyramids Golf Resort, Cairo, Egypt

Hilton Pyramids Golf Resort in Egypt looks like a great property that you can redeem for only 5000 points. You may also consider visiting Turkey and stay at the Hiltom Garden Inn, Trabzon, Turkey for only 5,000 points

Hilton Garden Inn Turkey

Hilton Garden Inn Trabzon, Turkey

Conclusion

By combining the sign up bonuses from the Chase Marriott Premier rewards card (80,000 points) and the Citi Hilton Hhonors Visa Signature card (75,000 points) you can score more than 25 nights at Category 1 Marriott and Hilton hotels (combine). Also, both the hotel chains offer 5th night free promotion that can help you travel around the world paying pennies!!!!! With most hotels costing an average of $100 I value combined sign-up bonuses from the two cards worth at least $2500 and this is a fantastic deal. The Marriott card has an annual fees of $85 which is not waived and the Citi Hilton card has no annual fees. The Marriott card also offer free stay at any Category 1-5 hotel as an anniversary bonus which may justify paying the annual fees.

Want to learn more tricks and keep earning treats to travel around the world for pennies. Shoot me an email to join my Travel coaching program which for a limited time is totally free!!! I can make your travel dream turn into reality.

i want to travel the world

Categories: Chase, Citi Credit Cards, free travel, Hilton, Marriott | Tags: , , , , , | Leave a comment

Free $10 on $10 for Amazon Prime members with new Subscribe and Save , $200 cash back on Chase Freedom Card

1. $10 on $10 at Amazon

If you are an Amazon Prime member and have never used the subscribe and save service than you are eligible to receive $10 off your first order of $10 or more. Follow the steps and enroll as the offer ends July 4th 2015 11:59 PST. I have saved hundreds of dollars using coupons available on Amazon and combined them with subscribe and save to enjoy additional 15% each month I have five or more subscriptions. Plus I really hate buying bulk items like toilet paper etc from stores and carry them home, Free Shipping with Amazon is just superb!!!

1. Choose any Subscribe & Save product.

2. On the product page, add the item to your cart by clicking ‘Review Subscription’.

3. Enter promo code TRYSNS10 in the “Gift Cards & Promotional Codes” box. You will then see “Prime Savings” in your Order Summary.

amazon prime

See terms and conditions below. Exclusive to paid Prime members.

Terms and Conditions Offer ends at 11:59p.m. Pacific time on July 4, 2015.

  • Use promo code TRYSNS10 at checkout for a $10 promotional credit off any qualifying product. This is a limited time offer.
  • Offer only applies to products sold and shipped by Amazon.com. Offer does not apply to digital content. Offer applies to Subscribe & Save orders of qualifying items only. Offer good while supplies last.
  • The maximum benefit you may receive from this offer is $10. This offer is available to customers with no previous Subscribe & Save order history.
  • This offer is available to paid Prime members only. Items must be purchased in a single order and shipped at the same speed to a single address. Amazon reserves the right to modify or cancel the offer at any time. Offer is non-transferable and may not be resold.
  • If any of the products related to this offer are returned, your refund will equal the amount you paid for the product, subject to applicable refund policies. If you violate any of these terms, the offer will be invalid.
  • Promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards.

2. $200 cash back (points) on Chase Freedom Card

You can apply for this card and more at creditcards.com

Chase is bank with an increased sign-up bonus on of the more popular Freedom Card and is the highest you will ever see on this card (normally $100)

cashback1

For a limited time, Chase has increased the sign-up bonus on the no annual fee Chase Freedom®. The sign-up bonus is marketed as follows:

  • For a limited time, earn a $200 Bonus after you spend $500 on purchases in your first three months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same three month period

What makes Chase Freedom great is the cash back in rotating categories every quarter. Below is a snapshot for cashback for 2015.

2015-bonus-calendar chase

The Chase Freedom offers 5% cash back (five points) per dollar spent on rotating quarterly categories, which can translate into a huge return. When you register your card each quarter you then earn 5x points for the first $1,500 spent in those category. This quarter you can maximize your returns by using cards at restaurants.

This card has no-annual fees so its a great way to keep a card and not worry about canceling and also establish good credit. If you have been thinking to apply for the Chase Freedom card than now is the time.

You can apply for this card and more at creditcards.com

Categories: Amazon, Amazon Prime, Cashback, Chase, Chase Freedom | Tags: , , , | Leave a comment

Have you started your mileage run for 2015?

[Disclosure: I do  earn referral for some of the credit cards in this post. Thanks for the support if you ever apply through the site.  To find other top deals check out the top credit card offers or you can also check offer at creditcards.com.]

January is coming to a close and I hope you have started your mileage run for 2015 or your first App-O-Rama. If you have not there are still some limited time offer you can capitalize on such as the US Airways Premier World Mastercard. I am not sure how long this card will be around but it is a quick and easy 50,000 miles for a $89 annual fees (not waived) and no minimum spending (which is great!!) and there have been reports via flyertalk of getting this card more than once (I got denied after applying for my second card and received a letter stating I already have enough open credit with them so the trick could be calling Barclays before applying for the second US Airways card and reducing your line of credit). I applied for the below three cards for myself and one for my wife. Below are the results –

Credit Card, Account or Spend Miles or Points Type Cost / Minimum Spend
Club Carlson Premier Rewards Visa Signature Card

85,000

Club Carlson Points 50,000 points after first purchase and 35,000 after spending $2500 in first 90 days, $75 annual fees
American Express Premier Rewards Gold Card

50,000 X 2

Amex Reward Points $1000 spend in 3 months, annual fee waived 1st year. This was a limited time offer. Current offer is for 25,000 points
US Airways Premier World Mastercard

50,000

US Air/AA Miles I got denied as this was my second card and did not get lucky as some others have reported

I will pay $75 in annual fees for first year and earn 100,000 Amex membership points (can be transferred to other partners) and 85,000 Club Carlson points which can be used up to nine night stay at some properties and utilizing several promotions such as second night free for stay of two nights or more for holders of Club Carlson Premier Rewards Credit Card

Strategy for a couple  to stay  5 days in a Top Hotel and fly for almost free to any destination ?

Here is a simple strategy using credit card sign-up and some limited time offers that a couple can utilize and travel for almost free to most destinations in US, Caribbean, Mexico.

Credit Card, Account or Spend Miles or Points Type Cost / Minimum Spend
US Airways Premier World Mastercard X 2 (one each for hubby and wifey)

100,000

US Air/AA Miles $89 X 2 Annual Fees Not waived, but its like getting 4 domestic roundtrip -US tickets for less than $200 and no minimum spending
Chase INK  Business Plus

50,000

Ultimate Rewards Points $5000 spending in three months, Points can be transferred to Hyatt and other hotels to get some real good value
Capital One Ventures Rewards Credit Card

44,000 points

Travel Credit of $440 $3000 spend in 3 months, annual fee waived 1st year. Can be used towards any expenses such as rental cars, check-in bags and hotel taxes and tariff
Citi Hilton Reserve Card

2 Free weekend Nights at some classy Hiltons worldwide and free Gold status

Hilton Hhonors $95 Annual fees not waived. Gold status at Hilton is great value as it gets you free breakfast, upgrades and lot more!! $2500 in purchases within first 4 months
Total – 5 Credit cards between 2 people 150,000 Miles and Points , $440 Travel credit and 2 nights at Hilton  $295 Annual fees out of pocket for first year for some fabulous travel

I think its a great value you are getting (4 domestic tickets, 5-7 night stays and $440 travel credit) in the first year even after paying $295 in annual fees. Just a word of caution that Capital one does a credit check on all three bureaus unlike other credit card issuers who typically just check one. You may also consider the Barclay Arrival World Elite Master Card which also gives you $440 in travel credits and is one of my favorite cards out there and that is the reason I am keeping it  for the second year.

I am offering FREE Travel coaching to help you plan your next trip. This will typically be done via skype/phone call for a 30 minute consultation. Feel free to drop me a line I’d love to hear from you.

Categories: Capital one, Chase, Hilton, Travel coaching, US Airways | Tags: , , , , | 1 Comment

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